Disclaimers

Effective Date: 2/1/2025

These Disclaimers governs your use of MoeBrosLending.com ("Site") and all services or communications provided by Moe Bros Lending (“Company,” “we,” “us,” or “our”). By using this Site, submitting any information, or engaging with our Company, you acknowledge and agree to the following terms in full.

If you do not agree with any portion of these Disclaimers, do not use this Site or submit information.

1. No Professional Advice Provided

All content, tools, and communications made available through this Site are for informational purposes only and do not constitute:

Legal advice

Financial advice

Investment advice

Mortgage or tax advice

Moe Bros Lending is not licensed as a mortgage broker, investment advisor, tax consultant, or attorney.

No fiduciary or advisory relationship is created by using this Site or contacting us.

You are solely responsible for seeking advice from qualified, licensed professionals before making any financial decisions.

2. No Loan Guarantee or Obligation

Use of this Site and submission of a loan request does not create a loan agreement or imply any obligation by Moe Bros Lending to approve, fund, or underwrite any transaction.

All loans are subject to internal underwriting, document verification, property evaluation, and Company discretion. We reserve the absolute right to deny any application for any reason or no reason, with no explanation required.

3. Voluntary Submission of Sensitive Information

You may be asked to submit sensitive personal and financial data, including but not limited to:

Driver’s license

Tax information

Business records

Financial statements

Property data

All data submission is entirely voluntary and done at your own risk.

We make no guarantees that information submitted will be reviewed, retained, approved, or acted upon.

4. Use of Third-Party Platforms (Including Go High Level)

We use third-party service providers, including Go High Level, to store, process, and manage your information. While we select reputable platforms, we do not control their security protocols or infrastructure, and we do not assume responsibility or liability for any data breach, hack, data loss, or unauthorized access involving any third-party service.

Moe Bros Lending is not liable for any damages, losses, or claims resulting from third-party system vulnerabilities, failures, or compromises—including the breach of any sensitive personal or financial information stored on Go High Level or related systems.

You acknowledge and accept this risk as a condition of submitting information to us.

5. No Warranties or Representations

The Site and all communications are provided “as is” and “as available,” with no express or implied warranties of any kind. We expressly disclaim all warranties, including but not limited to:

Fitness for a particular purpose

Merchantability

Non-infringement

Accuracy, timeliness, or reliability of information

Security or continuity of the Site or third-party systems

6. Limitation of Liability

To the fullest extent permitted by law, Moe Bros Lending and its owners, affiliates, agents, and contractors shall not be liable for any:

Direct, indirect, or consequential damages

Business or investment losses

Reputational damage

Delay or denial of funding

Security breach or data loss

Third-party misconduct or negligence

Any outcome based on reliance on this Site or its content

Our total liability for any claim shall not exceed $100, regardless of cause or form of action.

7. Indemnification

You agree to fully indemnify, defend, and hold harmless Moe Bros Lending and its employees, contractors, and affiliates from any and all claims, losses, liabilities, or legal actions (including attorneys’ fees) arising from:

Your use or misuse of this Site

Submission of information

Violation of any applicable law or regulation

Claims by third parties arising from your conduct or submissions

This clause survives the termination of any relationship with Moe Bros Lending.

8. No Client Relationship Created

Submission of a form, phone call, or communication does not create a client, borrower, advisory, fiduciary, or agency relationship between you and Moe Bros Lending. You are not a client until both parties sign a formal written agreement.

9. Third-Party Links and Content

This Site may contain links to external websites or third-party content. These links are provided only for convenience. Moe Bros Lending does not endorse, verify, or assume responsibility for any third-party content, services, or policies. Use external links at your own risk.

10. Governing Law and Legal Venue

This Disclaimer shall be governed by and interpreted in accordance with the laws of the State of Missouri, without regard to conflict-of-law principles. Any legal actions, disputes, or proceedings shall be brought exclusively in a court of competent jurisdiction located in St. Louis County, Missouri.

11. Modifications

We reserve the right to modify or update this Disclaimer at any time without notice. Continued use of the Site constitutes your acceptance of the current version.

12. Contact Us

If you have any questions about this Disclaimer, please contact us at:

[email protected]